Learn more about other products:

Universal Life Insurance:

A Lifetime of Coverage
with Financial Advantages


Our licensed life insurance professionals can provide you with easy to understand information to help you discover if universal life insurance is right for you. There is no cost or obligation.

Simply call
800-505-9120
to learn more!


In addition to term life insurance, American General Life Insurance Company (American General Life) also offers life insurance that can cover you for life. It’s called Universal Life insurance and it provides both flexibility and financial advantages. Many people who start out with a term life insurance policy upgrade it to universal life insurance because of the advantages.

What makes Universal Life insurance such a good choice?
Generally speaking, universal life insurance is considered an affordable way to secure a lifetime of coverage. Your account earns interest and the policy can be highly flexible.

Once you are insured, you can usually change the coverage amount and the payment. This feature can be particularly appealing to young people starting out or people with changing needs.

Our licensed life insurance agents can answer any questions you may have, at no cost or obligation. Call 800-505-9120 to learn more or click here to request your free universal life insurance quote online

Flexible payments and coverage – plus financial rewards!
Universal Life insurance offers flexible, budget-friendly and financially rewarding benefits.
  • Choose a Premium to Suit Your Needs. You can choose to pay a lower or higher premium to suit your budget.
  • Flexible Death Benefit: You can increase or decrease your death benefit amount to fit your changing needs.
  • Zero-Interest Catch-Up Feature: With universal life insurance from American General Life, you don’t necessarily need to pay the full monthly guarantee premium when you begin your policy.1 You can start with a lower premium and catch up the unpaid different at any time – interest free – as long as the policy is in force.2
  • Accounts Gain Value. Your universal life insurance policy earns interest, so it accumulates value over the years. And, the federal income taxes are deferred, so you aren’t paying them annually3
  • Tax-Free Benefits for Loved Ones. Generally speaking, your loved ones won’t pay income taxes on the life insurance proceeds they receive.
The universal life insurance plans we offer have been designed to help meet the life insurance needs and financial goals of many clients – including individuals whose focus is on death benefit protection for estate planning, retirement, and asset preservation purposes.

To learn more about universal life insurance, please call 800-505-9120 to speak to one of our licensed life insurance agents. We can provide you with easy to understand information to help you decide if this policy is right for you.

 
1 Based on current federal income tax laws
2 Gurantees are subject to the claims-paying ability of American General Life Insurance Company
3 Subject to the terms and conditions of the policy. Other restrictions may apply.


Policy Form #05337, issued by American General Life Insurance Company (American General Life), Houston, Texas, a member of American International Group, Inc. The underwriting risks, financial obligations and support functions associated with the products issued by American General Life are its responsibility. American General Life is responsible for its own financial condition and contractual obligations. American General Life does not solicit business in the state of New York. Policies and riders not available in all states.