Accidental Death and Dismemberment Insurance

AD&D Insurance provides peace of mind

Is your family protected in the event that you are killed in an accident, or accidentally become paralyzed, lose your eyesight, or lose a limb? Accidental Death and Dismemberment insurance can provide benefits to employees who are injured on the job, and security to their families in the case of accidental death.

Coverage at work

Accidental Death and Dismemberment insurance is an affordable insurance option to protect you and your family in the event of a serious accident. You don’t necessarily have to work in a high-risk industry to think about AD&D coverage, either. Accidents can happen in any workplace, and an affordable AD&D policy can make all the difference between security and uncertainty in the event of an accident.

Coverage at home

In addition, AD&D coverage can pay out benefits for personal injuries or death from accidents that are not work-related, such as a car accident or an accident around your home.

We offer a wide array of coverage options to fit your lifestyle. If you’re between the ages of 18-69, you can choose from $100,000 up to $500,000 worth of coverage. Between the ages of 70-80, you can get coverage from $50,000 up to $250,000. You can also choose to add your spouse to the policy, and even your children.*

Common Carrier Benefit

If a covered accidental injury occurs while riding as a fare-paying passenger in a common carrier, you’ll receive an additional benefit equal to any benefit amount payable as an accidental death, dismemberment or paralysis benefit.

With an AIG AccidentCare Direct policy, you can get the AD&D coverage that meets your situation, and start enjoying the peace of mind that the right coverage will mean to you and your family.

Contact us to get your Accidental Death and Dismemberment Insurance quote now.

*Spouse benefits are 50% of primary insured’s amount, and child benefits are 20% of primary insured’s amount.

All benefits payable are subject to the terms and conditions of the policy, including benefit durations, limitations and exclusions. Not all benefits and exclusions apply in every state. Please consult the policy form and outline of coverage for details. Policy Form Number 05100 issued by American General Life Insurance Company, Houston, TX, a subsidiary of American International Group, Inc. (AIG). The underwriting risks, financial and contractual obligations and support functions associated with products issued by American General Life Insurance Company (American General Life) are its responsibility. AIG does not underwrite any insurance policy referenced herein. American General Life does not solicit business in the state of New York. Policies and riders not available in all states.